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Life Insurance:
Life Insurance is commonly believed to serve only one purpose; to provide for those we leave behind after we die. It can also serve living purposes, as a funding vehicle for college funds for your children, retirement funds when you’re ready for them, etc. Our financial services department has solutions for living life as you intend to live after retirement, as well as providing a death benefit.
We evaluate your living financial security as well as your legacy wishes. Estate Planning is not only for the wealthy, it is utilized daily for all people, from all walks of life.
We have assembled a team of experts and affiliate partners to review your financial needs and complete your wishes. We represent many companies, and can provide many options to fulfill your needs. This strategy makes the purchasing experience less stressful and gives you choices in planning for your financial future.
Contact one of our professionals to evaluate your individual needs or help design your business employee benefit plan and you will see the difference between financial planning and just life insurance.
Commercial Risk Group, Inc. is licensed in to sell life insurance in Oklahoma, Texas and Kansas.
Health Insurance:
In the past, the phrase “nothing in life is certain, except death & taxes”, was a common term. In today’s world you should add “healthcare cost inflation” to this list.
Healthcare costs are rising at an Average Rate of 12% per year, with no end in site. The “Baby Boomers” are getting older and need more health care, prescription costs are out of sight and there are not enough medical facilities to go around. Insurance companies are consolidating to reduce costs, Preferred Provider Organizations (PPOs) are constantly negotiating deeper discounts, all in an effort to curb costs as much as possible. The Health insurance marketplace is changing daily. Our staff works hard to keep up with these changes and the pricing strategies of each carrier we represent.
From your Individual Health Plan to Employer Self Funded Health and Benefit Plans, we work with you to insure there is no loss of coverage, and work as your business partner to reduce your healthcare costs.
Life Insurance & Estate or Retirement Planning Products Available:
*Term Life, Universal Life, Annuities, Trust Documentation, IRS Compliance,
Qualified Plan Construction and Compliance, Non-Qualified Plans, & implementation,
Simple IRA or 401K administration and structure, Group Life Insurance Disability Insurance, Group AD&D and Accident Coverage
Health Insurance Products & Services:
Traditional Individual Health Plans, High Deductible Individual Health Plans, Self Directed Health Plans for Individuals and Families.
Group Health plans for Business
Group Health Supplemental Coverage: Vision Care, AD&D, Cancer, etc.
Planning, Design, Implementation and Administration of:
Partial and Self Funded Health Plans for Employers.
Alternative, Supplemental or Limited Health Plans.
Voluntary and Employer Sponsored Supplemental Health Plans.
Many of these plans are written or implemented through our affiliate company Platinum Financial Group, LLC.
PLATINUM FINANCIAL GROUP, LLC. IS SEPERATE ENTITY FROM ANY MEMBER OF THE AMERICAN INTERNATIONAL GROUP, INC.
SECURITIES OFFERED THROUGH AMERICAN GENERAL SECURITIES INCORPORATED (AGSI) 2727 ALLEN PARKWAY, HOUSTON, TX 77019, (713) 831-3806, MEMBER NASD AND SPIC.
